Banking Investigators’ Forum 2024 Speakers

Simon Scales, Chief Education & Development Officer

Simon’s extensive international experience in corporate investigations includes significant Employee Misconduct, Fraud, Bribery, Corruption, Antitrust & Competition, AML, Sanctions, Market Abuse and commensurate preventative/remedial measures. His 30 years of expertise in major investigation management, covert and overt intelligence gathering, relationship and stakeholder management, Ethics / Compliance / Integrity related investigations and reviews demonstrate his proven ability to facilitate consensus through negotiation and collaborate with senior management across all geographies. 

Gavin Lewis, Partner, Linklaters

Gavin specialises in regulatory investigations, working closely with colleagues in the firm’s Financial Regulation Group. He advises well known financial institutions, funds and corporates. He has extensive experience of managing multi-jurisdictional regulatory issues and investigations in Asia-Pacific, Europe and the US. He also advises clients on complex international commercial disputes, including disputes involving asset recovery, injunctions, contractual duties, mis-selling, enforcement of security, joint ventures, creditor and shareholder disputes and disciplinary matters. Gavin spent six months on secondment in the Enforcement Division at the Financial Conduct Authority in 2019.

Steve Young, Chief Executive Officer

Steve served 20 years in UK law enforcement investigating economic crime specialising in the pro-active investigation of Banking Fraud, Bribery & Corruption, Whistleblowing and Money Laundering. This was followed by 6 years at Citigroup Inc. as EMEA Regional Director of Investigations, and 8 years as Barclays Bank Plc, Global Head of Investigations for Investment Banking & Wealth Management. Currently Head of Fraud & Investigations in Group Compliance at Lombard Odier, based in Geneva. To date, 40 years of international economic crime experience in both a law enforcement and corporate environment.

Dr. Victoria McCloud, W Legal, Gatehouse Chambers & WhistleblowersUK

Dr McCloud is a recently retired King’s Bench Master in the UK High Court. She had a distinguished judicial career spanning nearly two decades. Post-retirement, she remains active in legal circles, focusing on issues such as human rights, AI in legal tech, and global privacy law. Dr. McCloud is now involved with Gatehouse Chambers’ Investigations group, works as a legal strategy consultant, mediator, and lecturer, and has authored several publications. She is recognised for her LGBTQ advocacy and has been featured in various prestigious media outlets. With a background in psychophysics and extensive experience in international law, including training on war crimes prosecution, Dr. McCloud continues to contribute to legal discourse and practice across multiple domains.

Raf Mohammed, Technical Forensic Investigator, State Street Bank

As part of his role Raf conducts security related cyber investigations covering all EMEA operations and has been in this role since 2017. He has an MSc in Cyber Forensics and has been a Cyber Investigator for 13 years. Prior to State Street he was a Detective in the Metropolitan Police and later joined the National Cyber Crime Unit at the National Crime Agency. He has investigated and prosecuted high profile Cyber Investigations affecting the UK including liaising with and working alongside international law enforcement agencies. He specialises in forensic analysis of Windows/Mac and Linux systems, RAM analysis, mobile phone forensics and is proficient in industry recognised forensic tools and practices. Raf is also part of the International Association of Computer Investigative Specialists (IACIS) where he has mentored and trained new computer examiners. 

Rachel Bass, Senior Investigations Officer, Lloyds Banking Group

Rachel joined Lloyds Banking Group in 2022 as part of Group Conduct Investigations. As a Senior Investigations Officer she leads case teams responsible for investigating Speak Up, regulatory and conduct concerns, specialising in Quality Control. She previously served for 18 years as a Royal Military Police Officer in the Army conducting criminal and conduct investigations overseas and in the UK. Rachel also sits as a volunteer Magistrate in the Adult Criminal Court.

Lorne Wiggin, Managing Investigator, NatWest

As well as running investigations, Lorne also manages a team of investigators and oversees the investigations they undertake. Having worked for NatWest for over 36 years, Lorne has undertaken multiple roles in that time from starting in-branch banking, through selling mortgages and the associated regulated products, Area Sales Management, Regulated Trainer, Compliance Manager and then Specialist Regulated Compliance Manager, prior to joining investigations in 2006.

Phil Walker, Credit Agricole

Phil has over 25 years’ investigation experience across the criminal, regulatory and corporate environment. He spent a combined 12 years with the Metropolitan Police, HM Customs National Investigation Service and SOCA (NCA), before moving to the FCA Enforcement (Retail and Wholesale) division. Phil’s experience leading corporate investigation’s includes time at EY, Deutsche Bank and Rio Tinto before moving to his current role at Credit Agricole Corporate Investment Bank, where he splits his time between Fraud, Investigations and all matters AML. 

Madalina Florea, Lloyds Banking Group

Madalina has a legal background specialising in white collar crime (bribery and corruption), internal investigations and global compliance. She recently joined financial services to lead the SM/MRT group investigations team for Lloyds Banking Group, and prior to this she spent 15 years with AstraZeneca as Senior Counsel (Global Legal), Global Compliance Director and also business lead for the implementation of the global WB and case management platform but also design lead for the global third party management framework. Madalina is also a global risk SME in Human Rights and led the AstraZeneca Modern Slavery annual Statement and Audit Committee Reporting. In her investigations career, Madalina led material investigations out of Africa, Europe (including UK), Asia (including China), Russia, North America and Latin America, covering issues of bribery, corruption, major fraud (employee, contractors and third parties), undisclosed conflicts of interests, bullying/harassment (including sexual), all types of discrimination and also retaliation.

Bryn Parry Jones MBE, Director of Group Conduct Investigations, Lloyds Banking Group 

Bryn Parry-Jones MBE joined Lloyds Banking Group as the Director of Group Conduct Investigations in 2020 and has led a continuous improvement programme since arriving. His previous experience includes ten years as Group Head of Security and then Group Resilience Director at Prudential, leading a wide range of security related programmes, including whistleblowing and investigations. Bryn’s early career included 23 years’ service as an officer in the Royal Military Police, serving in operational and staff roles globally, and more recently, leading a pilot project for the Home Office Innovations Team. 

Arjen Berghouwer, Head of FEC Intelligence and Investigations, ING Belgium

Arjen joined ING in November 2022. Prior to that, he spent 4.5 years in the United States for Citibank’s global financial crime investigation unit and 8 years in Mexico for various financial institutions. As well as overseeing global complex investigations, Arjen has been involved in global project implementations and regional Compliance oversight. He started his career in financial crime compliance in 2005 with ABN AMRO in Amsterdam where he worked on a global project to re-assess the KYC client risk scores for all customers.

Robert Clarke, Global Head of Investigations, Citi

responsible for internal fraud and employee conduct investigations across all jurisdictions in which Citi operates. Rob is responsible for setting the strategic direction of the CSIS investigations program, including governance and operational effectiveness. He serves as a City Security and Investigative Services Executive Committee member. Prior to his appointment to the global role in 2017, Rob was Director of Investigations for the EMEA region and before that held other managerial and investigative roles since joining Citi in July 2002.

Anne Medlycott, JP Morgan

Anne Medlycott started her career with the City of London Police in 2003.  She specialised as a detective and held several positions in Criminal Investigations, Public Protection and Economic Crime.She was promoted to detective sergeant in 2008 and again to Detective inspector in 2018.   She has been involved in several high-profile investigations including murders, child abuse and serious sexual offences.Most recently she ran the Serious Organised Crime Team with an embedded NCA contingent, working predominantly on the distribution of drugs and money laundering which had a national and international remit. In February this year, Anne left policing behind to take up a position as Head of EMEA Investigations for JPMorgan Chase.  They work with other key functions like Compliance, Legal and Employee Relations to ensure coverage across the region.  This function sits independently from all lines of business to ensure fair investigations across the business.

Matt Perfect, NCA/NECC

Matt Perfect began his policing career in 1996 with West Midlands Police whereby he served in various specialised policing units including the criminal justice department, murder investigation units and force crime units. In 2005, Matt took a secondment to the National Crime Squad leading a number of high profile covert operations in the role of Senior Investigating Officer. Matt transferred to the Serious Organised Crime Agency (SOCA) whereby he was responsible for the obtaining of the first Serious Crime Prevention Orders under the new SOCAP legislation. In 2013, Matt transferred to the National Crime Agency (NCA) taking up the role of an International Liaison Officer. He led the UK response under Operation INVIGOR (Organised Immigration Crime), managing the European Union Regional Taskforce in Sicily whilst on secondment to Europol. In 2016, Matt moved to Afghanistan whereby he remained as a critical member of staff following the reduction of UK resources post the bomb of the 31st May 2017. In 2018, he accepted the role of Senior Manager within the National Firearms Targeting Centre defining the UK response to the delivery of both strategic and tactical operations. In April this year, Matthew transferred to the National Economic Crime Command (NECC) whereby he now leads the UK response to Fraud enabled from foreign jurisdictions under Project Winterproof.

Yamini Patel, Citibank

Yamini leads corporate investigations across the UK and Europe for Citibank. She started her career with a Big Four consultancy as an external auditor, moving on to building a forensic accounting specialism followed by multiple secondments to public listed organisations requiring fraud investigation expertise. With over nineteen years of experience, she has worked on significant global accounting scandals; bribery and corruption investigations, recovered millions from asset tracing cases; led multijurisdictional and regulatory investigations. She currently leads a team of highly competent corporate investigators.

Jermaine Frue, VP AML Operations EMEA, Bank of America

Jermaine brings over 20 years of financial services expertise to his role as Vice President AML Operations Europe, Middle East & Africa at Bank of America (having previously contributed to AML efforts at Santander UK). He oversees a team responsible for delivering key AML programmes across the region. A certified AML specialist and thought leader, Jermaine is passionate about effective AML implementation and preventing Economic Crime more broadly.

Laurie Ollivent, Senior Associate & Co-Head of Diversity Faculty, Linklaters

Laurie is a Senior Associate in the Employment & Incentives group and Co-Head of Linklaters’ Diversity Faculty, our diversity law practice advising businesses on the legal, regulatory and governance aspects of diversity, equity, and inclusion. Laurie advises senior stakeholders and businesses on areas relating to culture, workplace activism, discrimination, diversity, equality, and inclusion, and the regulatory and governance aspects relating to such. She is a frequent speaker and commentator on these issues and regularly delivers training, advisory and awareness-raising sessions to businesses on people-related legal developments and societal and market trends. In a role unique to Linklaters, Laurie brings together her experience and technical knowledge as a senior employment lawyer, having advised clients on an extensive range of people-related issues for over a decade, alongside her role as a trusted advisor and point of contact for senior stakeholders on the evolving legal, societal and market trends in the people and culture space.